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Risk-adequate motor underwriting of automated vehicles: a qualitative evaluation using German focus groups

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Show simple item record Spickermann, Florian Mullins, Martin Murphy, Finbarr 2020-06-02T14:10:01Z 2020
dc.description peer-reviewed en_US
dc.description The full text of this article will not be available in ULIR until the embargo expires on the 25/04/2021
dc.description.abstract The advent of automated vehicles is already taking place and will significantly disrupt the motor insurance industry. The shift from the human driver to the system as the driver cannot be reflected in the current insurance risk assessment. This call for an amendment of the insurance underwriting was discussed with German experts from both the primary insurance and reinsurance sector with their professional background on motor insurance. Based on the findings, we propose an alternative method to underwrite automated vehicles of level 4 & 5 using an enhanced telematics approach which considers new risk categories such as systems used and the transformed role of the driver as the general user of the automated vehicle. en_US
dc.language.iso eng en_US
dc.publisher Springer en_US
dc.relation 690772 en_US
dc.relation.ispartofseries Environment Systems and Decisions;
dc.rights The original publication is available at en_US
dc.subject automated driving en_US
dc.subject motor insurance en_US
dc.subject expert discussion en_US
dc.subject risk assessment en_US
dc.title Risk-adequate motor underwriting of automated vehicles: a qualitative evaluation using German focus groups en_US
dc.type info:eu-repo/semantics/article en_US
dc.type.supercollection all_ul_research en_US
dc.type.supercollection ul_published_reviewed en_US
dc.identifier.doi 10.1007/s10669-020-09771-2
dc.contributor.sponsor ERC en_US
dc.relation.projectid 690772 en_US 2021-04-25
dc.embargo.terms 2021-04-25 en_US
dc.rights.accessrights info:eu-repo/semantics/embargoedAccess en_US

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